File Chapter 7 Bankruptcy Yourself.
Your Total Reset. Done in 20 Minutes.
Attorneys charge $1,500–$3,500
for paperwork you can file yourself
✅ You can do this yourself — legally — for a fraction of the cost.
7Reset walks you through every federal form step by step — like TurboTax, but for bankruptcy. Chapter 7 is a total reset to zero. Save thousands. Start fresh today.
Three Steps to Your Total Reset
We break the entire Chapter 7 process into a clear, guided flow. No legal jargon. No confusion. Just forward momentum — one question at a time.
Answer Simple Questions
Our smart wizard asks plain-English questions about your debts, income, assets, and expenses. No form numbers or legal terms — we translate everything behind the scenes and guide you the whole way.
We Generate Your Filing Packet
Your answers automatically fill out every required federal form — the Voluntary Petition, Schedules A through J, Statement of Financial Affairs, Means Test, and more. Print-ready in minutes.
File & Get Your Total Reset
Download your complete, court-ready packet and follow our step-by-step courthouse filing guide for your state. The automatic stay begins the moment you file — stopping all collection calls immediately.
Should You File for Bankruptcy?
Answer 4 quick questions and we'll tell you if Chapter 7 may be right for you — in seconds. No sign-up required.
One-Time Fee. No Hidden Costs.
Pay once, get everything you need to file. No subscriptions, no surprise charges, no monthly fees.
Forms & document packet — no wizard
- ✓ All official federal bankruptcy forms
- ✓ Means test calculator
- ✓ Downloadable PDF filing packet
- ✓ Basic filing checklist
The full guided reset experience
- ✓ Everything in Starter
- ✓ Step-by-step smart wizard
- ✓ Progress saved automatically
- ✓ State-specific filing instructions
- ✓ AI assistant — ask any question 24/7
- ✓ Creditor notification letter templates
Everything + paralegal document review
- ✓ Everything in Guided Reset
- ✓ Paralegal reviews your completed packet
- ✓ Error check before you file
- ✓ 48-hour review turnaround
- ✓ Priority email support
Questions? Get Answers Instantly — 24/7.
Stuck on a question during your filing? Just ask. Our AI assistant gives plain-English information about the bankruptcy process any time of day or night — right inside your filing wizard.
Everything You Need to Know
Do I need an attorney to file Chapter 7?
No. Individuals have the legal right to file bankruptcy "pro se" — on their own behalf — without an attorney. 7Reset provides all the tools, forms, and guidance to do exactly that.
How do I know if I qualify for Chapter 7?
You must pass the "means test," which compares your income to your state's median income. Our built-in means test calculator runs this automatically and tells you instantly whether you qualify.
How long does the Chapter 7 process take?
Filing with 7Reset takes as little as 20 minutes. Once filed, most cases receive a discharge in 3–6 months. The automatic stay stops collections immediately upon filing.
Will I lose everything I own?
Most Chapter 7 filers are "no-asset" cases — meaning they keep all property through exemptions. Our wizard identifies every exemption available to protect your assets.
What debts can be discharged?
Credit cards, medical bills, personal loans, and most unsecured debt can be discharged. Student loans and recent tax debts typically cannot. We clearly flag non-dischargeable debts in your filing.
What if I need to stop and come back?
No problem. Your progress is saved automatically at every step. Pick up exactly where you left off on any device, any time. Your information is securely stored until your packet is complete.
Ready for Your Total Reset?
Stop letting debt control your life. File Chapter 7 yourself — the right way.
Begin My Chapter 7 Reset — $147 →